From the category archives:
Frugal Tips to Shrink Your Grocery Bill
Frugal Tips to Shrink Your Grocery Bill (Plus Recipes!) offers helpful money saving tips that will cut your grocery bill. Who doesn’t want to and need to save money in these hard financial times? Find out how to save money on groceries with this frugal tips ebook. Also included are some delicious frugal recipes.
Popularity: 1% [?]
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Tighwad Group, Come Join!
I’ve recently been granted to take over the Tightwad group, a long time Yahoo tightwad living group.
http://groups.yahoo.com/group/tightwad
The group’s owner had disappeared long ago, leaving the group to spammers posting yucky stuff. I have deleted a lot of messages and hopefully got rid of all the nasty ones.
We are wanting to jump start the group again, bring it back to life, to what it was intended for… tightwad tips, frugal living, budgeting, freebies, and coupons. So I am asking my readers here to join up and share their freebies, tightwad tips, frugal recipes, coupons, etc. Basically any and everything that pertains to tightwad living.
The group posts are moderated to keep the icky spam out.
So come on and join and spread the word to your friends!
Tightwad
http://groups.yahoo.com/group/tightwad
Popularity: 5% [?]
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American Spa
Free Subscription to American Spa Magazine - Through the use of evocative photographs and an elegant design, they build a community by taking their readers deep inside the spa world. Twelve times throughout the year American Spa delivers the highest quality news and stories in the spa industry. (US)
Website Magazine
Free subscription to Website Magazine - A free magazine offering practical advice and helpful tools from industry experts to help any website achieve Internet success. (US)
Appliance magazine
Free subscription to Appliance magazine - the only complete source of industry news, statistics, trends, in-depth features, new products and more. Appliance speaks to all fields within the industry — design, engineering, manufacturing, purchasing, management and marketing. (US)
Internet Retailer
Free subscription to Internet Retailer - the first magazine devoted to reporting on the Internet revolution in retailing and today remains the only magazine on the market with this exclusive focus. (US & CANADA)
Golfdom
Free subscription to Golfdom Magazine - A magazine of solutions and opinions for golf course superintendents, owners and managers of daily fee, public, semi-private, private, resort, state, and city courses. (US)
Twitter: Best Practices and Tips
Free Guide: “Twitter: Best Practices and Tips” - If you’ve felt like tweeting for a time now, but didn’t know where to start, this guide is for you. (Worldwide)
International Railway Journal
Free subscription to International Railway Journal - International Railway Journal is first in global coverage of the Railway Industry. (US, Canada, Mexico and Selected International)
Free Book Summary: Acing the Interview
Free Book Summary: “Acing the Interview: How to Ask and Answer the Questions That Will Get You the Job! (Worldwide)
Financial Advisor
Free Subscription to Financial Advisor Magazine - the magazine tackles issues from college funding, second careers and divorce to charitable giving, business succession and retirement, estate and legacy planning. (US)
Accounting Today
Free Subscription to Accounting Today Magazine - The Business Newspaper for the Tax & Accounting Community. (US)
The Deal
Free Subscription to The Deal Magazine - Each issue of The Deal quickly brings you up to speed on current deals in every sector from all around the world. (US)
Food Product Design
Free subscription to Food Product Design Magazine - Food Product Design delivers practical, use-it-now, take-it-to-the-bench editorial for R&D professionals in the food industry who develop products for retail, foodservice and functional food markets. (US & Canada)
Snack Food and Wholesale Bakery
Free subscription to Snack Food and Wholesale Bakery Magazine - Snack Food and Wholesale Bakery is edited for manufacturer/processor management, marketing, plant/production, research and development, warehousing, distribution and fleet decision makers in the Snack Bakery Food Industry. Also included are bakery wholesalers. (US & Canada)
Candy Industry
Free subscription to Candy Industry Magazine - Candy Industry covers the global confectionery chocolate and sweet snacks marketplace. (US, Canada, Europe)
Food Arts
Free subscription to Food Arts magazine - Food Arts provides top-of-the market professionals with cutting edge information from the food and beverage industry. Exceptional recipes and fresh ideas…innovative presentation techniques…business tips and forecasts…news on tabletop, lighting, interior design…hints on where to find special products or produce…restaurant openings and closings…chefs on the move and much more in every issue. (US)
Wireless Week
Free Subscription to Wireless Week - Wireless Week magazine delivers news, analysis and trends covering all aspects of wireless communications (US, Canada, Mexico)
GPS World
Free Subscription to GPS World - The Business and Technology of Global Navigation and Positioning. (US & Canada)
Underground Guide to iPhone
Free Underground Guide to the iPhone - Read about the basic user interface and a ton of incredible iPhone features you would’ve otherwise missed. This guide explains in detail how to perform both the very simple and the most tedious tasks. (Worldwide)
Radio Magazine
Free subscription to Radio Magazine - Radio magazine is published monthly and serves the needs of radio engineers, managers and owners who need to make informed equipment and services buying decisions. (US & Canada)
Renewable Energy World
Free subscription to Renewable Energy World - Renewable Energy World effectively promotes all aspects of renewable energy technology in the worldwide marketplace. (USA, Canada, Mexico, Europe)
Popularity: 3% [?]
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Receive your local home Depot ad in your inbox with in-store promotions and savings. See the savings before anyone. Sign up for the Home Depot’s local ad. Click Here.
Popularity: 2% [?]
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Debt can help us get the things we need and want in life. But if we’re not careful, it can spiral out of control and take over our lives. Staying on top of our debts is crucial if we want to avoid becoming yet another sordid credit statistic.
If we practice good debt management from the start, we’re less likely to get in trouble in the first place. And if we do have unforeseen problems, taking action quickly can keep them from getting any worse. Here are some simple things you can do to keep your debt under control.
* Stay away from credit cards with annual fees. There are plenty of them available that do not charge these fees, and you can usually get them even if you have little or no credit history.
* Avoid high-interest debt. When you’re first starting to build up your credit, you might have to settle for a credit card with an interest rate that’s not so good. But as soon as you build up a good payment history of six months or so, start looking for a card with a better rate. When you find one, stop using that high-interest card (but don’t close the account, because having available credit is good for your credit score).
* Pay your balance in full each and every month. If an emergency comes up and you can’t pay the entire balance, make certain that you pay it off within two or three months at the most. This will save you money in interest and keep you from running up a high balance.
* Build up some savings so that you don’t have to rely on credit. Having an emergency fund that equals at least three months’ income is the best way to keep yourself afloat in the event of job loss or some other sort of financial disaster. Depending on credit to get you through such situations sets you up for more trouble down the road.
* Instead of charging the things you want, save up the money to buy them. Most of our wants can wait until we are able to pay cash for them. And the habit of charging non-necessities (unless you pay the balance in full right away) can be a very dangerous one.
* If you find that you’re not going to be able to make a payment, talk to the creditor immediately. Some will allow you to skip a payment with no penalty if you’re experiencing a temporary setback. Just don’t make this a habit, because interest will continue to accumulate even though no payment is required.
Being responsible with your debts makes life much easier. If you follow these simple steps, you can keep your finances under control and avoid a financial meltdown.
Popularity: 3% [?]
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Throwing a party is lots of fun, but it’s rarely cheap. By the time you buy food, drinks, decorations and party favors, there might not be much money left over for anything else. But what about invitations? If you don’t invite anyone, there’s not much point in having a party.
You could order custom invitations, but that’s rather expensive. You could buy a pack of invitations from the store, but that’s not very original. Or you could save yourself some money and have unique invitations by making them yourself.
You can create invitations in no time with a computer and printer. Or if you want to make your invitations extra special, you could make them by hand. Here are some ideas to get your started.
* Look for free invitation designs that you can print online. There are many websites that feature free invitation and greeting card designs as a means of attracting visitors. Just do a Google search, and you’re sure to find several to choose from.
* Invest in some greeting card software. Companies like Hallmark and ArcSoft produce software that features lots of beautiful designs for invitations and other types of greeting cards. You can customize the ready-made designs or create more unique invitations using the templates and clip art provided. These programs require you to pay an up-front cost, but after using them a few times they will pay for themselves.
* If you’re artistically inclined, you could draw or paint the designs for your invitations by hand. Such a work of art is sure to put a smile on your guests’ faces.
* Use scrapbooking techniques to make invitations by hand. With some card stock and embellishments such as stickers, ribbons, lace and die cuts, the possibilities are endless. You could also use decorative hole punchers, embossers and pinking shears to add an extra special touch.
* Add beauty to any handmade card with pressed flowers. You don’t need any special equipment to press your own flowers. Just place them between two pieces of wax paper and insert them in the middle of a heavy book for a couple of weeks. If you’re in a hurry, you can dry them in the oven or microwave or buy flowers that have already been pressed at your favorite craft supply store.
Creating your own party invitations doesn’t have to be a chore. It can be as simple as choosing a design and clicking the print button. And if you want to make your invitations more memorable, there are all sorts of ways you can embellish them. Either way you go, you’ll have unique invitations for less than you would pay to have them printed by a professional.
Popularity: 3% [?]
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A new year is certainly something to celebrate. Yet New Year’s Eve parties have become much more scarce than they once were. It’s a safe bet that one of the biggest reasons for this trend is our shrinking budgets.
What many people do not realize is that you don’t have to spend a fortune to ring in the New Year properly. As long as your friends and family are there, you can always have a good time even without going to a great deal of expense. Here’s how.
* Host the party at your house if possible. If you do not have enough space, ask a friend or family member if you could have the party at their house. Renting a space can be expensive, especially on an occasion like New Year’s Eve.
* Plan your party for late evening. Everyone will probably be staying past midnight anyway, so there’s no need to get started early. If you have the party late, it will give everyone the opportunity to eat dinner before they show up, so you won’t be expected to provide a full meal. Instead, you can just serve some tasty finger foods. But just to be sure everyone knows what to expect, indicate on the invitations that you will be serving refreshments only.
* If you really want to have a meal, make it a potluck. Have each guest bring a dish, and even a drink if you like. You can supply the paper plates, cups, flatware and napkins.
* Don’t feel obligated to have a full bar. You can have a fun party without stocking every type of liquor. You could serve champagne punch or beer as an alternative, or make it an alcohol-free party if you like.
* Keep the decorations simple and inexpensive. Strings of white Christmas lights make great decorations indoors or out. For a centerpiece, gather some branches and pine cones and arrange them in the center of the table. For added flair, spray paint them silver or gold.
* Skip hiring a band to play at your party and make a nice mix CD for the occasion. Or if you have friends that play, ask them to bring their instruments along and have an impromptu jam session.
* Go with cheap entertainment. Borrow movies from the library for a movie marathon, or have guests bring board games that everyone can play. Or break out the cards and chips and have a poker night.
Who said celebrating the New Year required an all-out extravaganza? The point of a New Year’s Eve party is to have fun with the people who mean the most to us. And you don’t have to break the bank to do that.
Popularity: 3% [?]
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